The content and services provided on quorivorath.com ("we", "us", or "our") are intended for general educational purposes only. The information, resources, and financial coaching services offered on our website are designed to provide guidance and education on personal finance and money management. They do not constitute personalized financial advice, investment recommendations, or professional advice of any kind.
Our financial coaching services aim to empower users with knowledge and strategies to manage their personal finances effectively. These services focus on topics such as budgeting, saving, debt management, and general financial planning. However, they are not a substitute for professional financial, legal, or tax advice tailored to your individual circumstances.
quorivorath.com and its coaches are not licensed financial advisors, brokers, or investment professionals. We do not provide specific recommendations regarding the purchase or sale of securities, investments, or other financial products. Any information provided during coaching sessions or on our website is general in nature and should not be relied upon as the sole basis for making financial decisions.
All investments carry inherent risks, including the potential loss of principal. Past performance of any investment, strategy, or financial product is not indicative of future results. We strongly recommend consulting with a qualified financial advisor, accountant, or other relevant professional before making any investment or financial decisions. You should carefully consider your personal financial situation, risk tolerance, investment objectives, and time horizon before taking action.
The outcomes of implementing strategies discussed during financial coaching sessions or through content on our website may vary significantly based on individual circumstances, commitment, and external factors. quorivorath.com does not guarantee specific financial outcomes or results from the use of our services or information. Users are responsible for their own financial decisions and the consequences thereof.
This disclaimer is subject to the Australian Consumer Law as outlined in Schedule 2 of the Competition and Consumer Act 2010. Our services and content are provided in compliance with applicable Australian laws and regulations. We are committed to ensuring that our offerings meet statutory obligations, including those related to consumer rights and protections.
Under Australian Consumer Law, you may be entitled to certain guarantees regarding the quality and fitness for purpose of our services. If you believe our services do not meet these guarantees, please contact us to discuss your concerns.
Our website may contain links to third-party websites, tools, or resources for your convenience. These links are provided for informational purposes only and do not imply endorsement or approval by quorivorath.com. We are not responsible for the accuracy, reliability, or availability of third-party content, nor for any losses or damages arising from your use of such resources.
To the maximum extent permitted by law, quorivorath.com, its employees, coaches, and affiliates will not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our website, services, or information. This includes, but is not limited to, financial losses, missed opportunities, or other adverse outcomes resulting from decisions made based on our content or coaching.
As a user of our website and services, you are responsible for:
We reserve the right to update or modify this disclaimer at any time to reflect changes in our practices, legal requirements, or operational needs. Any updates will be posted on this page with a revised "Last Updated" date. We encourage you to review this disclaimer periodically to stay informed about its contents.
If you have any questions, concerns, or complaints about this disclaimer or our services, please contact us at:
Email: info@quorivorath.com
You may also have the right to lodge a complaint with the Office of the Australian Information Commissioner (OAIC) or other relevant regulatory bodies if you believe we have not complied with applicable laws.
This disclaimer was last updated on June 20, 2025.